Terms of Use

Your use of this Site is subject to and conditional upon your acceptance of these terms and conditions which apply and govern the Site which  constitute 'The Agreement'. Your use of this site will imply your acceptance of this Agreement and any future variations to it.

Bruce Callaghan & Associates (BCA) makes no representations or warranties about the accuracy or completeness of the information contained within this website. Moreover, the information is subject to change without notice. All persons accessing this site are responsible for assessing its relevance and accuracy or otherwise verifying the content of information accessed.

BCA disclaims all liability for damages arising out of your access to, use of, or downloading of any material or part thereof, from this website. BCA makes no warranties that this website is free of computer viruses, defect or contamination.

Users should note that BCA provides no warranties or guarantees as to the accuracy or content of links from this website to any other internet sites.

BCA does not endorse or in any respect warrant any third party products or services by virtue of any information, material or content referred to or included on, or linked from or to this site.